You pay 0.5% of each payment you receive. It is taken when the payment is credited to your balance. There is no setup fee and no monthly fee.
What each side pays
| What | Who pays | How much |
|---|---|---|
| CoinsFlow fee | You | 0.5% of each payment, taken as it is credited |
| Network fee to pay an invoice | Your customer | What their wallet adds, on top of the invoice |
| Withdrawing | You | A fee in the coin, shown before you confirm, taken on top of the amount |
| Moving money between your own merchants | Nobody | Free, done at once |
| Signing up, invoices, the API, webhooks, test mode | Nobody | Free |
An example. A customer pays an invoice of 100.00 USDT. 99.50 USDT is credited to your balance and 0.50 USDT is our fee. The network fee for sending it is your customer's, on top of the 100.00.
How fast the money is yours
| Network | Paid after | Withdrawable |
|---|---|---|
| Bitcoin | about 10 minutes (1 confirmation) | at once |
| Litecoin | about 2.5 minutes (1 confirmation) | at once |
| BNB Smart Chain | about 15 seconds | about 15 seconds later |
| Ethereum | about 2.5 minutes | about 4 minutes later |
Bitcoin and Litecoin payments are seen seconds after your customer sends them. They count as paid at the first confirmation, whatever their size, and can be withdrawn straight away. TRON is paused for now.
What your customers pay to send
| Network · coins | Network fee |
|---|---|
| Litecoin · LTC | Very low: usually a fraction of a cent |
| BNB Smart Chain · BNB, USDT, USDC | Very low: cents or less, paid in BNB |
| Ethereum · ETH, USDT, USDC | Varies: paid in ETH, and a token transfer costs more than plain ETH |
| Bitcoin · BTC | Varies with how busy the network is |
The network fee is your customer's, on top of the invoice. For the lowest fees, offer Litecoin or BNB Smart Chain.
Smallest withdrawal
| Coin | Smallest withdrawal |
|---|---|
| Bitcoin | 0.00001 BTC |
| Litecoin | 0.0001 LTC |
| Ether | 0.0002 ETH |
| BNB | 0.0005 BNB |
| USDT | 1 USDT |
| USDC | 1 USDC |
You withdraw to your own address on the same network, by hand or automatically: when your balance reaches an amount you choose, or once a day or a week. A withdrawal's fee is shown before you confirm; if sending it would cost more than that, it is not sent and the amount and fee go back to your balance.